SplitSecnd

Personal Safety · Guide

Carjacking: Prevention and What to Do

The situations where carjackings happen, the habits that prevent them, and why compliance is the right response in the moment.

Reviewed by the SplitSecnd editorial team · Last updated

Carjacking prevention comes down to controlling the two moments attackers use: entering and exiting the car. Keep doors locked, look around before you get out and before you pull away, and leave room to drive off at stops. If a carjacking does happen, comply – hand over the car, keys, and phone. Property is replaceable; you are not.

When and where do carjackings happen?

Most happen in seconds, at low speed or at a standstill: driveways and garages at home, gas stations, ATMs, parking lots, and intersections at night. The common factor is a driver who is stopped, distracted, or boxed in. That is also why the prevention habits below target exactly those moments.

What habits prevent carjacking?

  • Lock up the moment you are in. Doors and windows before you start driving, not a block later.
  • Leave an escape gap. Stop far enough behind the car ahead at lights that you can see its rear tires touching the pavement – and pull around if you are boxed in.
  • Scan before exiting. Check mirrors and surroundings before opening the door, especially at home – many carjackings happen in the victim's own driveway.
  • Stay off the phone at stops. A head-down driver at a light or ATM is the easiest target on the block.
  • Keep valuables out of sight. Bags, laptops, and phones in the trunk or under seats – before you park, not after.
  • Plan fuel and cash stops. Gas up in daylight in busy areas on unfamiliar routes; use drive-through ATMs when you can.

What should you do during a carjacking?

Comply. Give up the car, keys, wallet, and phone without argument and without sudden movements. Keep your hands visible and tell the attacker what you are doing ("I'm reaching for the seatbelt"). Never fight over the vehicle, and do not chase or follow. If a child is in the car, tell the attacker immediately and clearly – this is the one thing worth saying, loudly and calmly.

What should you do right after?

  • Get to safety first, then call 911 immediately
  • Give the dispatcher the direction the car went, its make, model, color, and plate if you remember it
  • Note anything you observed about the person – description, clothing, direction on foot
  • Do not touch the car if it is later recovered; it is evidence
  • Contact your insurer promptly; theft is covered under comprehensive coverage, and your phone carrier can wipe and blacklist the phone

Does technology help?

Yes, after the fact: built-in tracking (OnStar, Tesla, most new connected cars) and aftermarket GPS trackers help police recover vehicles, and many systems can notify police when the car is reported stolen. A dashcam with interior and exterior coverage can also document the event. None of these change what to do in the moment: comply first, recover later.

Frequently asked questions

Should I resist a carjacking?
No. Comply and hand over the vehicle and belongings. Cars are insured and replaceable; injuries from resisting are not worth it.
What if my child is in the back seat?
Say it immediately and clearly: 'My child is in the car.' In most cases the attacker leaves the car with the child still inside nearby.
Will insurance cover a stolen car?
Comprehensive coverage pays for vehicle theft, minus your deductible. Liability-only policies do not cover theft of the car itself.
How do I stay safe at gas stations at night?
Choose lit, busy stations, keep doors locked while pumping, stay off your phone, and keep your keys with you – not in the car.
Is it safer to keep windows up?
Yes. Locked doors and closed windows remove the fastest way into the car and buy you seconds at every stop.

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